Experience the ultimate Florida lifestyle on this expansive 0.59-acre waterfront estate offering direct, deep-water access to the Hillsborough River and Tampa Bay. Perfectly blending historic charm with modern luxury, this updated residence sits in the highly coveted Riverbend neighborhood, just minutes from the vibrant dining, nightlife, and cultural scene of Seminole Heights. Step inside to a bright, open floor plan boasting hardwood floors, contemporary lighting, and so much more. The chef's kitchen serves as the heart of the home, featuring updated cabinetry, sleek tile flooring, stainless steel appliances, a built-in wine fridge perfect for entertaining, and a distinct dining area anchored by stunning original wood built-ins. Steps away, you will discover fully enclosed sunroom, providing the perfect remote-work sanctuary, framing scenic, tranquil views of the river. This brilliant transition area opens up to a sprawling, private backyard oasis where you will discover your private dock and an oversized cabana, both fully wired for electricity, ready to power your waterfront lifestyle. Beyond its immediate charm, this property offers rare zoning advantage; because the current home sits perfectly at the front of the oversized lot, it is located entirely in a No Flood Zone, providing ultimate peace of mind while leaving a massive canvas at the rear. This presents an unparalleled opportunity for an ambitious buyer or developer eyeing a lucrative multi-unit investment project, including luxury townhomes, modern condos, or an exclusive multi-family estate. Complete with exceptional energy efficiency from a solar power system, hybrid climate systems, a newer central AC, and an attached garage with an expansive driveway that easily accommodates a boat, RV, and up to six vehicles, this unique property is just a short drive to Downtown Tampa, Armature Works, and the airport-making it the ultimate canvas for your next major project or your dream Florida lifestyle!