One or more photo(s) has been virtually staged. OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YR W/ 5 YR BALLOON PAYMENT & 25% DOWN. Exceptional 3-bed, 2-bath, waterfront stilt home offers the perfect blend of modern innovation & coastal authenticity only minutes from Crystal River. Over 4,000 total sqft, w/ 1,988 sqft of elevated living space, this thoughtfully designed residence was built w/ both comfort & resilience in mind. The main living level sits at an impressive 19' above elevation-2' above current base flood requirements, providing an added layer of peace of mind. From the foyer, you can ascend the beautiful wooden staircase or take the convenience of the elevator. 8' doors, luxury vinyl plank flooring, & expansive pocketing sliders, to the upper porch, fill the space w/ natural light while effortlessly bringing the outdoors in. The spacious kitchen features white shaker cabinetry, quartz countertops, a large center island, & 2 pantries, including a generous walk-in for exceptional storage. Soaring 13' ceilings wrapped in pine slats create a truly breathtaking architectural statement. The primary suite is a retreat of its own, complete w/ dual walk-in closets & a spa-inspired bath showcasing a massive multi-head shower-perfectly designed for both relaxation & practicality-along w/ dual vanities a luxurious jacuzzi tub & lighted, heated medicine cabinets. Smart home technology, allows you to control the front door lock, garage doors, security cameras, irrigation, & HVAC directly from your phone. The home is also equipped with high-speed fiber optic internet, city water w/ a pressure booster, & a brand-new septic system & drainfield. Built to 2025 FEMA code standards, the lower level incorporates flood-resistant materials, including Durock walls, composite doors & flood vents. The ground floor also sits nearly 3' above the existing grade for additional peace of mind. A 4-car garage with 8' doors, along with an outdoor shower, provides ample space for vehicles, gear, and coastal living essentials. For boating enthusiasts, this property is nothing short of extraordinary. With nearly 190' of seawall capped in 4-ft-wide concrete w/ solar lighting, a private boat ramp, floating dock, boat whips, and a 5k lb lift w/ a new 2023 motor, you have direct DEEP WATER access to the pristine waters leading out to the Gulf, no more than 30 minutes by boat. It is, in every sense, a boater's paradise. Additional features include a metal roof, tankless water heater, a leased propane tank for the existing gas range & pre piped for a gas dryer & outdoor kitchen w/ easy connections for a generator. A 237 sqft screened back porch with no-see-um mesh for year-round enjoyment. There is also a 576 sqft detached garage w/ water & electric to store all of your fishing gear. Located in a golf cart-friendly community. If you've been searching for a waterfront property that offers modern luxury, thoughtful construction, & the soul of Old Florida, this is a rare opportunity to have it all. VirtuallyStaged.