Tucked away in the highly sought-after gated community of River Oaks in the Hammock, 9 River Oaks Way offers the perfect blend of privacy, timeless style, and coastal Florida living. Opportunities in this intimate community are rare, with low HOA fees and exclusive access to a private dock and fishing pier on the Intracoastal Waterway. Built in 2015 and offering more than 2,300 square feet of beautifully maintained living space, this home welcomes you with an oversized cobblestone driveway, tile roof, and an impressive 26' x 26' garage with room to accommodate an 18-foot boat. Inside, soaring vaulted and coffered ceilings create an open, elegant feel, while luxury vinyl plank flooring flows throughout the home with tile in the bathrooms for easy maintenance and a clean, updated look. The thoughtfully designed floor plan includes a formal dining room, separate office or den, and spacious living areas ideal for both everyday living and entertaining. The kitchen features granite countertops, 42-inch cherry cabinetry, stainless steel appliances, and generous pantry storage. The owner's suite offers a comfortable private retreat with oversized closets and a spacious ensuite bath featuring separate vanities, a soaking tub, Roman-style walk-in shower, and tile flooring. Outside, enjoy a private 22-foot patio overlooking the fully fenced yard, offering plenty of space for pets, entertaining, gardening, or simply relaxing and enjoying the Florida sunshine. Additional features include a new HVAC system and water heater, both installed in 2024, hurricane shutters, a dedicated well for the irrigation system, abundant storage, and the unique "Florida basement." Beyond the home, River Oaks offers something increasingly difficult to find in the Hammock: a gated setting with low HOA fees and private Intracoastal access, all while being just minutes from the beach, local dining, and everything that makes this stretch of Palm Coast so special. 9 River Oaks Way isn't simply a home near the water-it's an opportunity to enjoy the privacy, laid-back lifestyle, and coastal charm the Hammock is known for.