AFFORDABLE FLORIDA LIVING UNDER $200,000! BEAUTIFULLY UPDATED 2-BEDROOM, 2-BATH HOME IN GATED PALM CAY! This move-in-ready home delivers comfort, style, and an active 55+ lifestyle without breaking the bank! Enjoy a bright, inviting floor plan, an updated kitchen featuring cabinetry, updated countertops, stainless steel appliances, and convenient pull-out storage. Multiple living spaces include an air-conditioned Florida room and an enclosed four-season lanai currently used as a dining area. The spacious primary suite features a beautifully renovated bathroom with a walk-in shower, rain shower head, handheld sprayer, glass enclosure, and fold-down teak seat. The oversized second bedroom offers flexibility for guests, hobbies, or a home office. Both bedrooms feature generous walk-in closets. Additional highlights include an updated guest bathroom, luxury laminate flooring, ceramic plank tile, an interior laundry room, and garage storage. This home also offers blown in insulation reducing the energy costs and making the home more efficient. Palm Cay offers a 24-hour guarded entrance, clubhouse, swimming pool, tennis and pickleball courts, shuffleboard, library, and social activities. Conveniently located near shopping, restaurants, and medical facilities, this home offers the opportunity to enjoy Florida living year-round or as a seasonal retreat.