Virtually Staged. SELLER IS CONTRIBUTING $5,000 TOWARDS BUYERS CLOSING COST AT CLOSING WITH AN ACCEPTABLE OFFER! GREAT VALUE, FANTASTIC LOCATION, NO FLOOD ZONE AND OPTIONAL HOA. Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home, where comfort, character, and thoughtful updates come together in a truly inviting setting. The versatile open floor plan creates an effortless flow between the living, dining, and entertaining spaces, while distinctive skylights fill the home with natural light and feature adjustable shades for added comfort. The main living areas feature attractive, easy-to-maintain laminate flooring, while the bedrooms are comfortably carpeted. Per owner beneath the carpeting in portions of the home, original terrazzo flooring remains, offering the opportunity to uncover and restore its timeless Florida character, if desired. Several hurricane-rated windows provide an added level of protection and peace of mind. The lawn is supported by a reclaimed-water irrigation system. The home also offers an impressive list of major updates, including a roof installed in 2019, a new rear flat roof completed in 2025, an updated electrical panel, and a water heater replaced in 2026-providing valuable improvements for today's homeowner. Step outside and discover a private backyard surrounded by mature trees, creating a peaceful retreat for morning coffee, relaxing afternoons, or entertaining friends and family. The OPTIONAL HOA is only $30 per year, and residents have the opportunity to enjoy the nearby Morningside Recreation Center, with membership available for an additional fee. Ideally positioned near shopping, dining, and everyday conveniences, with easy access to downtown Clearwater and the beautiful Gulf beaches, this home offers the perfect blend of location, lifestyle, character, and value. A wonderful opportunity to enjoy the Florida lifestyle in a desirable Clearwater location!